Disability Retirement

Members who become disabled prior to eligibility for a service retirement may be eligible for a disability retirement. The two types of disability retirement are service-connected disability and non-service connected disability.

Service connected disability retirement

If the Retirement Board determines that you are permanently physically or mentally unable to continue active performance of your job duties because of accident, injury or illness arising out of and in the course of your employment, you will be eligible for a service connected disability retirement. There is no minimum age or service credit requirement for this kind of a disability retirement.

The service connected disability retirement benefit will be equal to 50% of your highest average salary or, if it is higher, the amount of a regular service retirement benefit.

Non-service connected disability retirement

If you have five years eligible service and the Retirement Board determines that you are permanently physically or mentally unable to continue active performance of your job duties because of accident, injury or illness that did not arise out of and in the course of your employment, you will be eligible for a non-service connected disability retirement.

The non-service connected disability retirement benefit is determined by which retirement plan you are in:

General Plan A, Safety Plan A and Safety Plan B: 1.8% of highest average salary for each year of service, additional service credit is added to the calculation depending on your age when you retire.  However, the maximum benefit is 1/3 of highest average salary.  

General Plan B: 1.5% of highest average salary for each year of service, additional service credit is added to the calculation depending on your age when you retire.  However, the maximum benefit is 1/3 of highest average salary. 

If your service retirement benefit is higher, then a non-service connected disability retirement would not be processed for you.

Please contact SCERA for more information.